March Spending Recap……

We kept track of all our monthly expenses for the first time ever.  It was actually pretty easy, just ask for receipts on every purchase and put em in an envelope.  Add em all up at the end of the month and see what the total is.  Our total money out this month was $3,659.  Barely below our normal monthly take-home pay although this was one of my 3 paycheck months. 

We had our normal fixed expenses like our home, camper and student loans, cell phone, cable/internet, and car insurance.  Some of our other expenses went over our budgeted amount, and also some stuff that we haven’t budgeted, like miscellaneous expenses and recreational money.  I didn’t break down exact receipts, if we bought stuff at a grocery store I put it in the food budget, just generalizing. 

Food:  $354  Pretty much spot on the budgeted amount for the month.  This doesn’t include money we spent eating out though.

Auto Gas:  $287  This would have been closer to our budgeted amount, but I pay $25/paycheck to my carpool, and unfortunately it doesn’t discriminate against 3 paycheck months.   Hopefully I will teach the wife how to drive my car soon (manual transmission) so we can save on gas.  Although it really won’t be saving too much because MX season is coming up and we will need use the SUV to pull our camper, negating the savings. 

Utilities:  $174  Includes heat, garbage and electric.  Our natgas bill comes in mid-month, so seeing that February was freezing, our heat bill was a little higher than normal.  I can’t wait until it’s summertime. 

Misc: $1,104  About 1/3rd of this is the cost of the appraisal ($414) for our home refi.  $161 of it was spent on eating out, which is something we really need to cut back on.  Not only is it unhealthy, but we could be putting that money to better use somewhere else.  Also the wifes cooking is awesome, and I would rather eat her cooking than most restaurant food.  $139 was spent skiing/snowboarding and on a new winter coat for myself.  I think I’ve had the same coat for like 10 years now, it was time for something new.  We went to the movies once this month which totaled $20, so not too bad.  I would like to go more but there isn’t really anything I want to see until the summer.  We finally gave in and bought a paper shredder, which I proceeded to overheat like 4 times in the first day we had it.  The papers were stacked pretty high.  We have our normal $25 gym membership that I never use, (the wife goes all the time) so that needs to be added to our budget in the future.  The rest is medical expenses and random purchases like dog toys and personal hygiene stuff. 

This next month we will try to limit our eating out.  Hoping to keep our discretionary spending under $500, but knowing that I need a new helmet and boots for MX that probably isn’t going to happen.  Also the wife is planning a small weekend trip with two of her friends which will cost a little bit, but it’s totally worth it.  She definitely deserves a little vacation. 

How was your spending this month?  Did you go over on your budget like I did?

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8 responses to “March Spending Recap……

  • addvodka

    My spending was HORRIBLE in March. I track all of my spending by charging everything to the credit card, paying it off at the end of the month, then totalling up my statements :)

  • Brian

    My spending was only bad because I took my wife on a cruise for our “first” anniversary (we got married on 2/29/08 so this was the first time we actually got to celebrate on the 29th) and I bought her a really nice ring. Couple that with our car registrations and the month looks bad.

    But in reality it wasn’t that bad since we had been saving for these occasions!

  • debtntaxes

    @addvodka- We also put mostly everything on the CC and pay it off at the end of the month. Our normal bills are the only stuff we can’t put on the card, like the mortgage/student/camper loans.

    @Brian- Did you have fun on the cruise? We went on one for our honeymoon. I hope your experience was better than mine. I got seasick (never happened before + I was taking dramamine)and the time on the boat wasn’t that great for myself. Sometimes you gotta treat the wife, keem em happy you know.

  • Brian

    @debtntaxes – Knock on wood, I haven’t had a poor cruising experience in my 7+ cruises. This was our third togeather. Since she is current pregnant this worked out well for us, she didn’t have to worry about being crammed into an airplane for hours on end or being confined to a car. So we had a very nice relaxing vacation. We sprung for a balcony and it was totally worth it.

    You are right… happy wife = happy life!

  • 444

    I’m sure I must have seen your “name” before, but I’ve never seen the blog. Thanks for the comment. I’m adding you to my blogroll! I read your detailed spending report with interest. I’m about to read more carefully and find out where you live (in what state, if in the U.S. and if not, in what country) because $174 is not bad for gas and electric where I live, and $287 is not bad for gasoline, although that varies by usage, of course (a 60-mile round-trip commute for the mister five days a week and sometimes six eats up some serious gasoline.)

  • MommaStar

    I hate hate hate March. It was a horrible month. It doesn’t look like you did too bad. However I’m rooting for a better month in April for you. :)

    • debtntaxes

      @MommaStar- I’m happy with March, the only thing I really wasn’t happy with was my stock trading this month. It can be frustrating at times. Hope you have a good April also.

  • debtntaxes

    @Brian- I don’t think I’ll be doing anymore cruises in the future. They could be fun, if I didn’t get seasick. Cruises are actually pretty cheap for me, I get the military discount + I’m not much of a drinker. We got the balcony also, and I wouldn’t ever do a cruise again without having the balcony.

    @444- lol, No it’s not bad at all, the heating bill was like $107 if I remember right, which also includes our hot water heater and cooking stove. Normally its like 20 bucks cheaper, but I can get lazy in the wintertime and not haul firewood in. I ride in a carpool, doesn’t really save me money but it saves the miles and wear and tear on my car. We are about 10-12 miles from our workplaces, which is equal to about 2 gallons of gas usage round trip for the wife each day.

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